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Plain-language guides on UPI: splitting payments, what the rules actually say, and how the links under the hood work.
How to split a UPI payment above ₹2000
Step-by-step: break a bill over ₹2000 into UPI payments of ₹1999 or less and pay each one from GPay, PhonePe or Paytm.
The ₹2000 UPI threshold: what to check before you pay
Per-transaction UPI rules change often. How to find out what actually applies to your payment today, from the sources that decide it.
Does splitting a UPI payment actually save money?
A worked example of when paying a bill in parts saves a per-transaction charge, when it saves nothing, and what it costs in time.
How upi://pay deep links work
The upi://pay URL scheme explained for developers: parameters, encoding, what apps do with it, and what a web page can and cannot know.